Terms & Disclaimer

 

General Terms of Use

By accessing or using PropertyRestoration.ca, you agree to the following terms:

 

Service Scope

Property Restoration, operated by Belo Consulting Inc., provides insurance estimate consulting services including property sketches, scopes of work, and Xactimate-based repair estimates. We do not offer legal, financial, or insurance advice.

 

Independent Role

We are not licensed public adjusters, insurance brokers, or lawyers. We do not represent clients in negotiations with insurance companies. All documents are prepared for client use and self-submission only.

 

Accuracy of Information

While we strive to provide accurate, industry-standard documentation, we make no guarantees regarding claim approval or insurance company response.

 

Client Responsibility

Clients are responsible for:
– Submitting their own claim documents to their insurer
– Understanding their policy terms and entitlements
– Consulting with a licensed professional (adjuster or lawyer) if representation or legal advice is needed

 

Service Area

Our services are primarily available to clients in Ontario, Canada. Remote services may be offered on a case-by-case basis.

 

No Guarantee of Claim Outcome

The use of our services does not guarantee claim approval, full payout, or reduced delays. All claim outcomes are determined by the insurer and subject to the client’s policy coverage and conditions.

 

Disclaimer

All information provided on this website or through our services is for informational purposes only and is not intended to constitute legal, financial, or insurance advice. Any reliance you place on such information is strictly at your own risk.

If you require legal or insurance representation, we recommend contacting a licensed public adjuster, insurance broker, or lawyer.